Retirement Read Time: 3 min Choose Your Own Retirement Adventure Related Content Immediate vs. Deferred Annuities Looking forward to retirement? It's critical to understand the difference between immediate and deferred annuities. Mortgages in Retirement Explore the benefits and drawbacks to paying off your mortgage prior to retirement with this article. Red Flags for Tax Auditors Here are six flags that may make your tax return prime for an IRS audit.