It May Be Time for a Financial Checkup It’s never a bad time to speak with your financial professional about changes in your situation. Related Content Annuity Comparison This calculator compares a hypothetical fixed annuity with an account where the interest is taxed each year. Emotional vs. Strategic Decisions Information vs. instinct. Are your choices based on evidence of emotion? Put It in a Letter A letter of instruction provides additional and more personal information regarding your estate.